|Smart Mortgage Brokers Ltd.||
At SMBrokers, we got them all, just for you!
We're here to help make your dream of home ownership a reality. People always say, "Do not spend more than you make", "Do not own more than you can ever make","Avoid paying interest charges". These are simple rules for healthy financial planning but it's not a walk in the park! To gain financial independence, you need experts who can help.
Talk to us today and learn how you can begin your journey toward better credit management!
Smart Mortgage Brokers, Ltd.
45-8676 158 Street, Surrey, BC V4N 5W3
Bus: 778-773-4918 | Fax: 778-593-0604
Start today. Save up for a downpayment.
55% of First Time Home Buyers surveyed by TD (2012) said they would buy sooner if they had a chance to do it all over again. The problem is, how long does it take to save for the down payment? -- 4 to 5 years of savings just to get in the house market with 5% down, that is for the median family with income of $70k !
If owning a home is in your future plans, here are some of the tips to save up for downpayment faster. Each family is different but the motivation to be a homeowner will get you there faster:
* Cut your spending
* Borrow from RRSP under Homebuyers' Plan
* Save the tax refunds and bonuses
* Get rid of one car in a two car household
* Postpone a vacation for 18 months or more
* Ask from parents for some gift money